Has it been a while since you checked your Cash App and found the borrow money feature was not working? You may have wondered why Cash App doesn't have the borrow feature in such a case. Cash App's loan feature is not available to everyone, as you might not have known. The Cash App borrow money feature is only available to those who have confirmed their identity on the app and receive at least $200 a month through direct deposit.
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Cash App Loan: How To Unlock Borrow Money on Cash App Guide | Cash App
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Cash App Loan: How To Unlock Borrow Money on Cash App Guide | Cash App

To enable Cash app loan feature, the users are required to confirm their identity on Cash App. The users can receive $20 to $200 based on their loan eligibility.