Thinking out loud here:
Financial credit is a rating of your financial risk in paying back lenders. Low risk means that lenders will receive the benefits of your spending. They will not lend to someone who is high risk to their financial values.
Social credit is a rating of your personal values. Low risk means that the institution will give you privileges if you agree with it. They will not lend to someone who is high risk to their social values.
We already have that in America. You can lose your job, your assets, your life.
Democrats want you to have rights, but only if you agree with their institution. When you don't agree, they will punish you.
Be vigilant. Be defiant against the COVID regime, called "Democrats".
