Student Loan Forgiveness (AKA borrow money from the taxpayer and don’t pay it back)
It is not uncommon to borrow money to buy something and cannot pay it back. You buy a house or car and stop making payments on it because things didn’t turn out as expected. You give the property back and you get bad credit for 7 years.
Student loans should be the same way, you don’t pay your loan off, you don’t get any credit for going to school. No hours, no certificates, no diploma, and 7 years bad credit. When things get better, you can pay off your loan and get your credentials back.
Unless the government pays back everyone’s education bill, don’t advance your career on the taxpayers dime.