I know that many people are concerned about financial app tracking, so I decided to explain the specifics and purpose of tracking with the example of IPSIPay. IPSIPay® uses app tracking and data collection: 1) Directly from you when you provide it to us or with your consent, e.g., when you create an account with us. 2) Automatically as you navigate through IPSIPay®, including Internet and network activity and geolocation data. We also use cookies to enhance customer experience: 1) track your visits and source; 2) track web pages viewed; 3) store your preferences, such as preferred language (if applicable); 4) gather statistics on the number of users, the location of users, and usage habits or patterns; 5) tailor yourIPSIPay® experience and advertisements, or 6) analyze parts of IPSIPay® in order to improve its speed, functionality, or performance.