Hi, my name is Antony, I represent the website myfin.us , where the best conditions on banking products are collected.

To open a bank account and get a plastic card or get a loan, you don't have to go to the office and talk to a manager. In many cases, the phone is enough, and the procedure takes literally a couple of minutes. Let's understand how virtual banks work, how they differ from the classic ones, which one to choose and how to apply for a foreign card.

When you move to another country, one of the necessary things - an account at a local bank and a plastic card. As a rule, in Europe or the USA you need to have a residence permit, own real estate or officially work in the country you're relocating to.

If you do not yet pass these parameters, you can open an account in one of the neobanks - mobile services that exist entirely in digital form. For most migrants, this is a temporary measure, an account at a regular bank will still be needed later. For example, if you want to take out a loan.