4 yrs - Youtube

https://youtu.be/3DQ1ywNUnYQ
Banks have become useless. They declare they are not liable for your loss of access to your account and they are not liable for loss of funds ! Your money deposits are not safe and will be confiscated under a scheme by the bank !!

If you absolutely decide to use a bank debt card. Only deposit enough for that purchase or bill payment and fees. And do your transaction by the next day.