The Nature of Grace:
1. Grace is God acting freely, according to His own nature -- as Love; with no promises or obligations to fulfill; and acting of course, righteously -- in view of the cross.
2. Grace, therefore, is uncaused in the recipient: its cause lies wholly in the GIVER, in GOD.
3. Grace, also is sovereign. Not having debts to pay, or fulfilled conditions on man's part to wait for, it can act toward whom, and how, it pleases. It can, and does, often, place the worst deservers in the highest favors.
4. Grace cannot act where there is either desert or ability: Grace does not help -- it is absolute, it does all.
5. There being no cause in the creature why Grace should be shown, the creature must be brought off from trying to give cause to God for His Grace.
6. The discovery by the creature that he is truly the object of Divine grace, works the utmost humility: for the receiver of grace is brought to know his own absolute unworthiness, and his complete inability to attain worthiness: yet he finds himself blessed -- on another principle, outside of himself!
7. Therefore, flesh has no place in the plan of Grace. This is the great reason why Grace is hated by the proud natural mind of man. But for this very reason, the true believer rejoices! For he knows that "in him, that is, in his flesh, is no good thing"; and yet he finds God glad to bless him, just as he is! (William R. Newell)